Premium Perks Connoisseurs
Points
🏆 365
Annual Fee
$1,245.00
Why This Combo?
These are the most renowned "luxury" cards, allowing you to get major benefits by traveling frequently:
- Amex Platinum: Extensive lounge network (Centurion, Delta Sky Club, Priority Pass), $200 airline fee credit, $200 Uber Cash, 5X on airfare/hotels, large welcome bonus.
- Chase Sapphire Reserve: $300 travel credit, 3X on travel/dining, Priority Pass, +50% point value when redeeming via Chase, robust transfer partners.
Typically, travelers wanting maximum comfort in airports, hotels, and restaurants choose these cards. Though the annual fees are high, they're often "offset" by credits, sign-up bonuses, and VIP services.
Best For
"Premium Perks Connoisseurs" are frequent travelers, business professionals, or enthusiasts who value premium lounges, travel insurances, and credits for airlines/hotels. They fly often (several times a month or a couple times a year on expensive flights), stay in hotels, and make use of VIP statuses. For them, top-tier service is more important than avoiding an annual fee.
Cards & What to Use Them For
$695.00/yr
Use for
$550.00/yr
Use for
Rewards Calculator
Monthly Expenses
$
Monthly Rewards
$
Annual Rewards
$