Wells Fargo Autograph℠

Pros

✅ No annual fee

✅ Generous welcome bonus

✅ High rewards rate (3X points) on everyday spending categories like dining, travel, gas, and streaming

✅ No foreign transaction fees

✅ Cell phone protection when you pay your bill with the card

✅ Visa Signature® benefits provide additional features for no-annual-fee cards

Cons

❌ Base rewards rate is only 1X points on purchases outside of bonus categories

❌ No intro APR offer for balance transfers

❌ Limited travel perks compared to premium travel rewards cards

❌ Fewer transfer partners for redeeming points