Wells Fargo Autograph℠

Issuer

Wells Fargo

Network

Visa

Regular APR

19.24%, 24.24%, or 29.24%

Credit Score

690 - 850 (Good - Excellent)

Rewards Rate Details

Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.

Intro Offer Details

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

Pros

• No annual fee
• Generous welcome bonus
• High rewards rate (3X points) on everyday spending categories like dining, travel, gas, and streaming
• No foreign transaction fees
• Cell phone protection when you pay your bill with the card
• Visa Signature® benefits provide additional features for no-annual-fee cards

Cons

• Base rewards rate is only 1X points on purchases outside of bonus categories
• No intro APR offer for balance transfers
• Limited travel perks compared to premium travel rewards cards
• Fewer transfer partners for redeeming points