Costco Anywhere Visa®

Issuer

Citi

Network

Visa

Regular APR

19.74% - 27.74%

Credit Score

720 - 850 (Excellent)

Rewards Rate Details

4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter; 3% cash back on restaurants and eligible travel purchases; 2% cash back on all other purchases from Costco and Costco.com; 1% cash back on all other purchases

Pros

• No annual fee (with Costco membership)
• High cash back rates, especially 4% on gas and EV charging up to $7,000 annually
• No foreign transaction fees
• Generous cash back rates on travel, dining, and Costco purchases

Cons

• Requires a Costco membership (at least $60 annually)
• Cash back can only be redeemed once per year at a Costco warehouse
• No sign-up bonus
• Limited redemption options for cash back
• No purchase or travel protection benefits
• Cap on gas and EV charging purchases for the 4% cash back rate