Amazon Prime Visa

Issuer

Chase

Network

Visa

Regular APR

19.74% - 28.49%

Credit Score

690 - 850 (Good - Excellent)

Rewards Rate Details

Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases.

Intro Offer Details

Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members.

Pros

• No annual fee
• High rewards rate at Amazon.com and Whole Foods
• Flexible rewards redemption options
• No foreign transaction fees
• New cardholder bonus offer
• Substantial travel and purchase protections
• Visa Signature benefits for added value compared to other store cards

Cons

• Requires Amazon Prime membership, which acts as an indirect annual fee
• No 0% intro APR for purchases or balance transfers
• Rewards points cannot be transferred to other programs, limiting redemption options
• Does not earn Chase Ultimate Rewards points
• Limited appeal for those who are not frequent Amazon or Whole Foods shoppers