Capital One Quicksilver Cash Rewards

#No Annual Fee #Rewards #Intro APR #Excellent Credit #Good Credit

Issuer

Capital One

Network

Mastercard

Regular APR

19.24% - 29.24%

Annual Fee

$0.00

Intro Offer

$200.00

Rewards Rate

1.5% - 5% Cashback

Recommended Credit Score

690 - 850 (Good - Excellent)

Pros

No annual fee, making it budget-friendly.

Unlimited 1.5% cash back on all purchases, providing a simple rewards structure.

Cash back rewards do not expire for the life of the account.

Easily achievable $200 sign-up bonus with a low spending requirement of $500 within 3 months.

Lengthy 0% intro APR for 15 months on purchases and balance transfers.

Access to travel and shopping protections through Mastercard.

Cons

Requires good to excellent credit for approval, limiting accessibility.

The 1.5% cash back rate is lower than some competitors offering higher flat-rate rewards.

No rewards bonus categories for enhanced earning potential.

Limited card perks and benefits beyond basic issuer features.

Balance transfer fee applies (3% for the first 15 months, then 4%).

Potentially high ongoing APR after the introductory period (19.24% to 29.24%).

Combinations

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