Capital One Savor Cash Rewards

Issuer

Capital One

Network

Mastercard

Regular APR

19.74% - 29.74%

Credit Score

690 - 850 (Good - Excellent)

Rewards Rate Details

Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases. Earn 8% cash back on Capital One Entertainment purchases. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Terms apply.

Intro Offer Details

For a limited time, earn a $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening.

Pros

• 8% cash back on Capital One Entertainment purchases
• 5% cash back on hotels and rental cars through Capital One Travel
• 3% cash back on dining, entertainment, streaming, and groceries
• $250 bonus after spending $500 in first 3 months
• 0% intro APR for 15 months on purchases and balance transfers
• No annual fee
• No foreign transaction fees

Cons

• High regular APR after intro period (19.74% - 29.74%)
• Some popular streaming services excluded from 3% category
• Grocery rewards exclude superstores like Walmart and Target
• Travel rewards limited to Capital One portal bookings
• Entertainment category has notable exclusions
• Balance transfer fee: 3% for first 15 months, then 4%