Capital One VentureOne Rewards

#No Annual Fee #Excellent Credit #Good Credit

Issuer

Capital One

Network

Mastercard

Regular APR

19.74% - 29.74%

Annual Fee

$0.00

Intro Offer

40000 Miles

Rewards Rate

1.25x - 5x Miles

Recommended Credit Score

690 - 850 (Good - Excellent)

Pros

0% intro APR on purchases and balance transfers for first 15 months

No annual fee

20,000 bonus miles after spending $500 in first 3 months

5X miles on hotels and car rentals through Capital One Travel

1.25X miles on all other purchases

Miles don't expire

Cons

High APR after intro period (19.74% - 29.74%)

Balance transfer fee of 3% for first 15 months, then 4%

High cash advance fee (5% or $5, whichever is greater)

Requires good credit score

Lower base earning rate compared to other travel cards

Lacks premium travel benefits

Combinations

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