Capital One VentureOne Rewards

Issuer

Capital One

Network

Mastercard

Regular APR

19.74% - 29.74%

Credit Score

690 - 850 (Good - Excellent)

Rewards Rate Details

Earn unlimited 1.25X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

Intro Offer Details

Earn a bonus of 40,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $400 in travel.

Pros

• 0% intro APR on purchases and balance transfers for first 15 months
• No annual fee
• 20,000 bonus miles after spending $500 in first 3 months
• 5X miles on hotels and car rentals through Capital One Travel
• 1.25X miles on all other purchases
• Miles don't expire

Cons

• High APR after intro period (19.74% - 29.74%)
• Balance transfer fee of 3% for first 15 months, then 4%
• High cash advance fee (5% or $5, whichever is greater)
• Requires good credit score
• Lower base earning rate compared to other travel cards
• Lacks premium travel benefits