Bank of America® Unlimited Cash Rewards

#No Annual Fee #Rewards #Intro APR #Excellent Credit #Good Credit

Issuer

Bank of America

Network

Visa

Regular APR

18.24% - 28.24%

Annual Fee

$0.00

Intro Offer

$200

Rewards Rate

1.5% Cashback

Recommended Credit Score

690 - 850 (Good - Excellent)

Pros

No annual fee

Flat-rate 1.5% unlimited cash back on all purchases

Bank of America Preferred Rewards® members can earn 25% – 75% more cash back on every purchase

Easily achievable welcome bonus

Generous introductory APR periods for purchases and balance transfers

Cons

No bonus categories for higher earning rates

Limited redemption options for rewards

Charges a foreign transaction fee of 3%, making it less ideal for international use

Other cards with no annual fee offer higher flat cash back rates (e.g., 2%)

Requires good to excellent credit for approval

Combinations

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No combinations available.