Bank of America® BankAmericard®

#No Annual Fee #Low Interest #Balance Transfer #Intro APR #No Penalty APR #Excellent Credit #Good Credit

Issuer

Bank of America

Network

Mastercard

Regular APR

15.24% - 25.24%

Annual Fee

$0.00

Intro Offer

N/A

Rewards Rate

N/A

Recommended Credit Score

690 - 850 (Good - Excellent)

Pros

No annual fee

0% introductory APR for 18 months on purchases and balance transfers

No penalty APR for late payments

Ongoing APR is relatively low compared to many competitors

Competitive balance transfer fee for the intro period

Cons

No rewards program

Limited benefits outside of the introductory APR period

Not ideal for international use due to a 3% foreign transaction fee

Requires good to excellent credit for approval

Minimal perks beyond the APR offer

Combinations

Subscribe

No combinations available.