Bank of America® BankAmericard®
Issuer
Bank of America
Network
Mastercard
Regular APR
15.24% - 25.24%
Annual Fee
$0.00
Intro Offer
N/A
Rewards Rate
N/A
Recommended Credit Score
690 - 850 (Good - Excellent)
Pros
✅ No annual fee
✅ 0% introductory APR for 18 months on purchases and balance transfers
✅ No penalty APR for late payments
✅ Ongoing APR is relatively low compared to many competitors
✅ Competitive balance transfer fee for the intro period
Cons
❌ No rewards program
❌ Limited benefits outside of the introductory APR period
❌ Not ideal for international use due to a 3% foreign transaction fee
❌ Requires good to excellent credit for approval
❌ Minimal perks beyond the APR offer
Combinations
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No combinations available.