Bank of America® Customized Cash Rewards

#No Annual Fee #Cashback #Low Interest #Balance Transfer #Rewards #Excellent Credit #Good Credit

Issuer

Bank of America

Network

Visa

Regular APR

18.24% - 28.24%

Annual Fee

$0.00

Intro Offer

$200

Rewards Rate

1% - 3% Cashback

Recommended Credit Score

690 - 850 (Good - Excellent)

Pros

No annual fee

Generous intro APR period for purchases and balance transfers

Flexible cash back with the option to update your 3% category each month

Sign-up bonus offer

Rewards don’t expire

Preferred Rewards® members can earn up to 75% more cash back on all purchases

Cons

2% and 3% cash back categories have a $2,500 combined spending cap each quarter

Foreign transaction fee of 3%

Best rewards are limited to certain customers with Bank of America Preferred Rewards status

Complex rewards structure may confuse some users

Rival cards offer higher welcome bonuses

Combinations

Subscribe