American Express® Blue Cash Everyday®

Issuer

American Express

Network

American Express

Regular APR

18.24% - 29.24%

Credit Score

690 - 850 (Good - Excellent)

Rewards Rate Details

3% Cash Back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%). 3% Cash Back on U.S. online retail purchases (up to $6,000 per year, then 1%). 3% Cash Back at U.S. gas stations (up to $6,000 per year, then 1%). 1% Cash Back on other purchases. Terms and limitations apply.

Intro Offer Details

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply.

Pros

• No annual fee
• 3% cash back on U.S. supermarkets, gas stations, and online retail purchases (up to $6,000 per category annually, then 1%)
• Access to Amex Offers
• Generous intro APR on purchases and balance transfers
• Unique U.S. online retail shopping rewards category
• More time to meet welcome bonus spend requirement than competitors

Cons

• Spending cap of $6,000 per category annually for elevated rewards (then 1%)
• Foreign transaction fee makes it unsuitable for international use
• Welcome offer spend requirement is higher than many competitor cards
• Limited redemption options compared to other cash back cards
• Wholesale clubs, superstores (e.g., Walmart, Target), and online groceries are excluded from U.S. supermarket bonus rewards